DaikuanTool

DaikuanTool is a free collection of financial calculators designed for Chinese-speaking users. It helps users estimate mortgage and car loan repayments, compare equal principal and interest with equal principal repayment plans, calculate early repayment outcomes, track remaining balances, and understand effective annualized borrowing costs including fees. Calculations run locally in the browser. Users can test different loan amounts, interest rates, terms, and fees without creating an account or submitting their financial inputs to the server. DaikuanTool is an independent educational tool. It does not issue loans, recommend lenders, or sell financial products.