Personal Finance software & startups

Budgeting, investing, and personal finance tools

15 listings. Newest directory listings first, without a paid-placement boost. Listing date does not establish product launch date or independent verification.

Pricing models in this category

free: 11
freemium: 3
paid: 1

Based on directory listing fields, not a live pricing audit. Open source does not necessarily mean free hosting; freemium plans may have usage limits.

Filter and sort products Category market data

MoneyCounter

Count banknotes by denomination in 78 currencies on Windows: type the note counts, read the total, keep a history of counts.

Personal Financefreemium

Mortgage Tools by Jenny

Free Canadian mortgage calculators and AI mortgage tools by Jenny Tate, a licensed Ontario mortgage agent.

Personal Financefree

AusPay Calculator

Free AU take-home pay calculator for the 2025–26 financial year

Personal Financefree

How to evaluate finance & commerce products

Use these checks to build a shortlist. Listings describe products; they are not independent testing or an endorsement.

Check market and payment coverage

Verify supported countries, currencies and payment methods directly with the provider. Check settlement timing, refund handling and the requirements for your business model.

Model the full transaction cost

Include processing, currency conversion, disputes, platform fees and subscription charges. Test unit economics at realistic transaction sizes and volumes.

Reconcile and export

Run a purchase, refund and accounting export end to end. Confirm permissions, audit logs, tax integrations and whether financial records remain accessible after cancellation.